November is Long-Term Care Insurance (LTCI) Awareness Month.
Long-term care insurance may be your best option if you develop a chronic illness or become disabled and can no longer care for yourself for an extended period of time. Long-term care insurance typically covers both in-home care and care received at a specialized facility like an adult day care, assisted living facility, nursing home or memory loss unit.
Just 18% of people own long-term care insurance, and yet, those turning 65 have a 70% chance of needing some long-term care services in the future, according to www.longtermcare.gov.
Contact us to explore long-term care insurance coverage and if it may be a good fit for you and your family. We’ll help prepare you for the unexpected.