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7 things that many don’t know our Auto Policy covers:

By September 9, 2024Insurance

As everyone is receiving calls regarding rate increases, sometimes it is the “extras” that can make the difference.  Here are 7 things that customers are usually not aware that our policy covers.  The below info is from a blog posted on erieinsurance.com

  1. Road trip: Whether you’re headed across the state with the family or on a vacation across the country, ERIE has your back if something happens to your car and you find yourself stranded after a covered loss. If you have purchased comprehensive or collision coverage applicable to your loss, ERIE offers a reimbursement of up to $75 per passenger in the vehicle for travel expenses if you don’t reach your destination and aren’t close to home. This reimbursement limit will be increased to $150 if you add the ERIE Auto Plus® endorsement to your policy.

  2. Paw protection: ERIE cares about you—and your dogs and cats. If your pet is hurt in a covered accident while riding in your car, we’ll help cover the vet treatment costs by reimbursing you up to $500 per pet (up to two pets) for a maximum reimbursement limit of $1,000). That’s great news for Fido and Fluffy. Learn more about how to keep your furry loved ones safe in cars.

  3. Locked out: Darn it! We all know the feeling you get the minute you see your car keys on the front seat and the car is locked. If you find yourself in this situation and purchased comprehensive coverage, ERIE will reimburse you up to $75 for the cost of locksmith services on your insured car. If you add the ERIE Auto Plus endorsement to your policy, the reimbursement limit increases to $125.  

  4. That new car smell: If you’re enjoying your new ride so much that you accidentally forgot to let your agent know about it, we get it. If you don’t have comprehensive or collision coverage, just make sure to let us know within seven days of the purchase so that you have the proper coverage. (Learn more about how coverage works when buying a new car.)
    You can also add Auto Security4 to your policy to help protect your ride whether it’s brand new (or new-to-you).

  5. Someone crashes your shopping spree: Imagine you’ve just purchased a TV or finished a round of golf and then… BAM! Someone rear-ends your car, smashing everything in the trunk. Don’t worry. If you purchased collision coverage on your vehicle, ERIE gives you up to $350 toward your personal items not covered by other insurance. (And if you add the ERIE Auto Plus® endorsement to your policy, you can increase this limit to $500.1)

  6. Glass repair: A single pebble flying through the air can cause more harm than you’d expect. From chips, nicks and cracks, it can be dangerous to drive around with a damaged windshield. If you’ve purchased comprehensive coverage, ERIE will waive the deductible for windshield repairs. (Add Full Window Glass to your coverage and ERIE will waive the deductible for both windshield repairs and replacements.2

  7. Dash that deductible: ERIE won’t subtract your deductible if you and another ERIE customer get into an accident.3